Audit trails that satisfy compliance and insurers
What makes an audit trail defensible to regulators and insurers? Determinism, immutability, and human-override visibility.
Compliance and insurers don’t want a black box. They want to see: who did what, when, under which policy, and whether a human approved it. Your audit trail has to be deterministic, immutable, and exportable.
Deterministic
If the same request can get a different answer depending on “AI decided,” you can’t defend it. Every decision must be rule-based: same input, same result. No LLM in the approval path. That’s the only way to say “we followed our policy” with a straight face.
Immutable
Logs must be append-only and hash-chained. Each entry links to the previous; tampering breaks the chain. So you can prove the log wasn’t altered after the fact. Export CSV, PDF, or VC-compatible JSON for regulators and insurers.
Human-override visibility
When a human approves or denies an escalated request, that decision is logged with a clear “human override” flag. Auditors and insurers want to see that humans are in the loop for high-risk actions. Escalation latency (time from escalation to resolution) helps show that the process is real, not theater.
Proof-of-Authority
Every approved decision can be signed (e.g. Ed25519). Downstream systems—or auditors—can verify that the authority layer authorized the action. So the audit trail isn’t just a log; it’s a verifiable chain of who said “yes” and when.
If you’re building for compliance or talking to insurers, your audit trail needs to check these boxes. Verdict is built for that.